🏦 Bank Integration
ISO 20022

Bank
Gateway

Send payments and receive statements directly from Business Central — no file downloads or uploads in internet banking.

Direct API
SEPA Payments
mTLS Security

Pricing

Simple pricing with no hidden costs

Bank Gateway
€4.50/user/month

$5 USD AppSource list price · min. 2 users — from €9/mo

Direct bank API connection
SEPA payment submission
Automatic statement import
Full audit trail
Free trial Available on AppSource

Prices shown in EUR. AppSource may display USD or local currency at Microsoft's exchange rate.

What is Bank Gateway?

Bank Gateway provides a direct API connection between Business Central and Latvian banks. Payment orders are sent from the Payment Journal with one click, bank statements are imported automatically, and every API call is logged in the audit trail with full request/response XML.

API
Direct Connection
mTLS
Security
ISO
20022 Standards
24/7
Audit Trail

Key Features

Everything you need for bank integration in one solution

🔗

Direct API Connection

No middleware or file exchange needed — Business Central communicates with the bank directly via mTLS certificate

💸

SEPA Payment Submission

Send SEPA Credit Transfer (pain.001) payments directly from the Payment Journal with one click

📥

Automatic Statement Import

camt.053 bank statements and camt.052 intraday reports are imported automatically into Bank Account Reconciliation

📊

Real-time Payment Status

See payment status directly in BC: Accepted (ACTC), Settled (ACSC) or Rejected (RJCT)

Pre-submission Validation

SEPA pain.001 validation checks company data, SWIFT code, recipient IBAN and amount

📋

Full Audit Trail

Every API call is logged with HTTP status, request/response XML and timestamp

🔒

mTLS Security

Mutual certificate authentication — credentials stored encrypted in IsolatedStorage

🧪

Sandbox Mode

Test the API connection in the bank test environment without affecting production

🎯

Smart Payment Matching

Auto-suggests Customer, Vendor or Employee on Payment Reconciliation Journal lines using sender IBAN, master-data and payment history — with a Match Confidence indicator. Improves over time.

Scheduled Imports

Plan unattended statement retrieval via Job Queue — daily, hourly or overnight. Statements land in Bank Account Reconciliation or the Payment Reconciliation Journal with no manual action.

Supported Banks

Swedbank

Fully Implemented
API: Swedbank Gateway (SGW)
Capabilities: Statements, payments, intraday reports

SEB

Fully Implemented
API: SEB Baltic Gateway (BGW)
Capabilities: Statements, intraday reports, payment import with status check

Benefits

🚀

No File Exchange

Forget about manual file downloads and uploads — everything happens automatically via API

🔍

Full Control

Real-time payment status, pre-submission validation, and complete audit trail with XML

🛡️

Bank-Grade Security

mTLS certificate authentication and encrypted credential storage in IsolatedStorage

Interface and Functionality

See how Bank Gateway works in the Business Central environment

Bank Account Card - Bank Gateway configuration with Swedbank Gateway connection, certificate and Sandbox mode

Bank Account Card

Payment Journal - Send payments via Bank Gateway and check payment status

Payment Journal

Bank Account Reconciliation - Fetch statements and intraday reports directly from Gateway

Bank Account Reconciliation

Payment Reconciliation Journal - Import bank transactions via Gateway

Payment Reconciliation Journal

Gateway Log - Full API call audit trail with request and response XML

Gateway Log

Compared to File Exchange

File Exchange (before) Bank Gateway (now)
Manually download file from internet banking Automatically receive statement in BC
Manually upload payment file Send payment directly from Payment Journal
No real-time status See status in BC — Accepted / Rejected / Pending
Manual line-by-line matching in reconciliation Auto-suggested Customer/Vendor by IBAN with Match Confidence
No audit records Full API call log with XML

Ready to automate bank operations?

Install Bank Gateway from AppSource and start sending payments directly from Business Central