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Microsoft Dynamics 365 Business Central app

Bank Gateway

Send payments and receive statements directly between Business Central and supported banks.

Explore on Microsoft Marketplace — 30-day free trial. Documentation

What is Bank Gateway?

Send supported bank payments and receive statements directly from Business Central.

Bank Gateway provides a direct API connection between Business Central and Latvian banks. Payment orders are sent from the Payment Journal with one click, bank statements are imported automatically, and every API call is logged in the audit trail with full request/response XML.

  • API Direct Connection
  • mTLS Security
  • ISO 20022 Standards
Business Central for Latvia

Key Features

  • Direct API Connection

    No middleware or file exchange needed — Business Central communicates with the bank directly via mTLS certificate

  • SEPA Payment Submission

    Send SEPA Credit Transfer (pain.001) payments directly from the Payment Journal with one click

  • Automatic Statement Import

    camt.053 bank statements and camt.052 intraday reports are imported automatically into Bank Account Reconciliation

  • Real-time Payment Status

    See payment status directly in Business Central: Accepted (ACTC), Settled (ACSC) or Rejected (RJCT)

  • Pre-submission Validation

    SEPA pain.001 validation checks company data, SWIFT code, recipient IBAN and amount

  • Full Audit Trail

    Every API call is logged with HTTP status, request/response XML and timestamp

  • mTLS Security

    Mutual certificate authentication — credentials stored encrypted in IsolatedStorage

  • Sandbox Mode

    Test the API connection in the bank test environment without affecting production

  • Smart Payment Matching

    Auto-suggests Customer, Vendor or Employee on Payment Reconciliation Journal lines using sender IBAN, master-data and payment history — with a Match Confidence indicator. Improves over time.

  • Scheduled Imports

    Plan unattended statement retrieval via Job Queue — daily, hourly or overnight. Statements land in Bank Account Reconciliation or the Payment Reconciliation Journal with no manual action.

Supported Banks

  • Swedbank

    Fully Implemented

    API:
    Swedbank Gateway (SGW)
    Capabilities:
    Statements, payments, intraday reports

  • SEB

    Fully Implemented

    API:
    SEB Baltic Gateway (BGW)
    Capabilities:
    Statements, intraday reports, payment import with status check

Bank Gateway in Business Central

  • Fig. 01 Bank Account Card
  • Fig. 02 Payment Journal
  • Fig. 03 Bank Account Reconciliation
  • Fig. 04 Payment Reconciliation Journal
  • Fig. 05 Gateway Log

Compared to File Exchange

File Exchange (before)

  • Manually download file from internet banking
  • Manually upload payment file
  • No real-time status
  • Manual line-by-line matching in reconciliation
  • No audit records

Bank Gateway (now)

  • Automatically receive statement in Business Central
  • Send payment directly from Payment Journal
  • See status in Business Central — Accepted / Rejected / Pending
  • Auto-suggested Customer/Vendor by IBAN with Match Confidence
  • Full API call log with XML

Pricing

€4.34/user/month; minimum 2 users.

Prices shown in EUR. Microsoft Marketplace may display USD or local currency at Microsoft's exchange rate.

Explore on Microsoft Marketplace — 30-day free trial.

Start with the app. Add setup where required.

Start with a 30-day trial. Setup or implementation is available separately where required.

Available on Microsoft Marketplace

30-day free trial

Documentation