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Item Payment Methods

You can now override shop-level payment methods for specific items or item variants. This is useful when certain products require different payment costs due to high value, special handling, or other business rules.

When to Use Item Payment Methods​

Use item-level payment methods when:

  • High-value items require additional payment processing fees

  • Certain product categories have different payment cost structures

  • Specific items need custom payment terms

  • You want to offer free payment for premium products

How to Configure​

To configure item-specific payment methods:

  1. Open the Item Card for the item you want to configure

  2. In the Idealo section, click on Payment Methods (or search for "Idealo Item Payment Methods" in Tell Me)

  3. Add one or more payment method configurations

    image-20251126-164517.png

Field Descriptions​

| Field

|

Description

| | --- | --- | |

Item No.

|

The item number this configuration applies to.

| |

Variant Code

|

Optional: Specify a variant code to apply this configuration only to a specific variant. Leave blank to apply to all variants of the item.

| |

Payment Method

|

Select the payment method (Credit Card, PayPal, Invoice, etc.).

| |

From Amount

|

Minimum order value for this cost to apply. Leave as 0 for no minimum.

| |

To Amount

|

Maximum order value for this cost to apply. Leave as 0 for "from X and up" (no maximum).

| |

Cost

|

Payment method cost for this price range.

| |

Description

|

Optional description for this configuration.

|

How It Works​

The system uses a hierarchical fallback approach:

  1. First: Check if item-level payment methods are configured for this specific item/variant

  2. Then: If no item-level methods found, use shop-level payment methods

  3. Always: Select the cost that matches the offer price based on From/To Amount ranges

Examples​

Example 1: High-Value Electronics​

For expensive electronics (e.g., laptops), you might want to charge extra for certain payment methods:

Item: Laptop Model XYZ

  • Credit Card: From 0 to 0 EUR → Cost 5.00 EUR (fixed fee for all orders)

  • Invoice: From 1000 to 0 EUR → Cost 0 EUR (free invoice for orders over 1000 EUR)

Example 2: Premium Products with Free Payment​

For premium items, offer free payment on all methods:

Item: Premium Watch

  • Credit Card: From 0 to 0 EUR → Cost 0 EUR

  • PayPal: From 0 to 0 EUR → Cost 0 EUR

  • Invoice: From 0 to 0 EUR → Cost 0 EUR

Example 3: Variant-Specific Costs​

For item variants with different values:

Item: Smartphone, Variant: 128GB

  • PayPal: From 0 to 0 EUR → Cost 2.50 EUR

Item: Smartphone, Variant: 512GB

  • PayPal: From 0 to 0 EUR → Cost 3.50 EUR

Important Notes​

  • API Export: Item-level payment methods are automatically included in API offers

  • CSV Export: Item-level payment methods are automatically used when generating CSV files

  • PATCH Updates: When updating existing offers via PATCH, payment costs cannot be changed per Idealo API specification

Configure item-level payment methods only for exceptions. Use shop-level payment methods as the default to simplify maintenance.

You can create multiple lines for the same payment method with different amount ranges to implement tiered pricing based on order value.